People with bad credit face significant roadblocks when they try to get a loan for anything. In recent years, payday loans have become very popular. They’ll give you a cash advance on the money you have coming from your employment check.
There are several ways to apply, and you can find out if you’re approved in minutes. This article is going to go over a few payday loan options and check cashing stores anyone with bad credit can apply for.
Check Into Cash: Check Into Cash is a more reputable payday loan source. They offer the opportunity to apply online, or they have offices all over the United States. They claim if you apply online that you’ll know if you’re approved or not in just five minutes. They offer loans on up to $1,200, and you can pick up your cash at any of their office locations. https://checkintocash.com/
CashAdvance: CashAdvance payday loan source is known for offering direct installment loans and have office throughout the United States. The maximum loan amount is $2,000 and the offer a next day cash option, or a same day bank transfer. You will need a valid checking account to receive your money, and you apply online. Their website is found here: https://www.cashadvance.com/
Blue Trust Loans: Blue Trust Loans is a newcomer to the payday loan scene. They offer loans from $300 to $1,250 and have offices in almost every state. There is no pre-payment penalty, and the payoff is slightly extended at six months. Applicants for this payday loan must make $2,000 a month after taxes and have a clear checking account. You can find the website link here: https://www.bluetrustloans.com/
Upstart: Upstart is available in all 50 states and offers large amounts of money from their loans. They offer five-minute approval and can approve you for up to $35,000 with an annual percentage rate starting at 5.7 percent. You have more flexibility to pay this payday loan back, from 4 to 24 months instead of the traditional few weeks. You can find the link here: https://www.upstart.com/
FastLoans: FastLoans is a payday loan company that offers a very quick online application and approval process. They are unique in the respect that they do not require any bank verification. FastLoans offers cash the same day you apply and provides loans up to $5,000, and the higher your credit score is, the more you can get approved for. You can find their company here: https://www.onlineloannetwork.com/
Loan by Phone: Loan by Phone is new to the payday loan circuit. They offer a quick online application process and cater to people with bad credit. Once you fill out the form, they claim you’ll know if you are approved or not in less than 60 seconds. They offer a 24-hour call center to speed up your application and approval process and provide loans up to $850. You can find their website here: http://loanbyphone.com/
Check City: Check City is a very reputable payday loan business. They offer direct payday loan options along with installment loans. They accept online applications 24 hours a day, 7 days a week and let you know if you’re approved within 5 minutes of submitting your request. Check City offers loans up to $1,000, and you can see their website here: http://www.checkcity.com/
National Payday: National Payday is a direct payday loan lender that has been around for years. They offer loans up to $1,000 and are available in many states. They provide a quick and easy online process to apply, and you know if you’re approved within minutes. They offer next day cash and same day bank transfers, and their annual percentage rate is lower than most payday loan options. Their website can be found here: http://www.nationalpayday.com/
LendUp: LendUp is brand new to the payday loan options. They offer same day direct deposit cash up to $1,000. LendUp is unique as it lets you choose both your loan amount and your repayment terms. You apply online and find out if you’re approved almost instantly. Their website can be found here: https://www.lendup.com/